Comments on: Credit Cards – Payback

By: The Perspicacious Loris

The Perspicacious Loris — Tue, 27 Dec 2011 21:55:14 +0000

Plastic surgery…chuckle…

By: Abi Zara

Abi Zara — Thu, 04 Sep 2008 18:40:01 +0000

AMEX Blue is my card of choice. The rewards are great, and no fee. Problem is the you need great credit to get it. But use 10-30% of your credit cards each month, and pay them off in full monthly for a year and you’ll be fine.

By: Allan

Allan — Fri, 18 Jul 2008 01:58:04 +0000

HAHAHA….”then take that little vampire, CHOP it up, BURN it…” I LOVE that part.

By: The Brothers Winn

The Brothers Winn — Fri, 06 Jun 2008 22:13:58 +0000

Good point pwk. But if you don’t keep a running balance and treat a credit card more like a checkbook (that’s the way I do it) then you never pay the interest rate and you spend tho same amount as cash. And the 1% or 2% or 5% back is just a nice little perk for spending your money the way you would have spent it anyway (on fuel, car maintenance, groceries, cell phone, etc.)

By: pkw

pkw — Fri, 06 Jun 2008 20:58:19 +0000

Dave Ramsey says the average credit card user spends 10-12% more, so the 1% reward actually costs you more in stuff you only kinda thought you wanted.
Cash hurts when you spend it. After a couple days in your wallet, it’s like Andrew or Ben become part of the family, and you hate to be parted with a family member, so you end up spending less.
Just a thought. Dave Ramsey has changed the way we look at money. AWESOME guy!!!

By: Meandering

Meandering — Tue, 13 May 2008 19:33:01 +0000

Nice. By now some of you may have realized what I’m doing. However, I just felt that the lonely episodes with no posts deserved to have at least one and today that is my mission. Eh, I got spare time.